Terms of Service

Last updated: October 21, 2025

1. Introduction

Welcome to COGOLD. These Terms of Service ("Terms") govern your use of the COGOLD mobile application and any related services provided by COGOLD Inc. By accessing or using our app, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.

2. User Agreement

By using COGOLD, you agree to comply with our terms. The app is provided as-is, and we are not responsible for any financial losses resulting from investment decisions made using our data.

You agree not to use the app for any unlawful purpose or in any way that might harm, disable, overburden, or impair the app. You also agree not to attempt to gain unauthorized access to any part of the app or to any of our systems or networks.

3. Disclaimer of Liability

The information and data provided on the COGOLD app are for informational purposes only and should not be considered as financial advice. We do not guarantee the accuracy, completeness, or timeliness of any information on the app. You are solely responsible for your own investment decisions and any resulting profits or losses. COGOLD Inc., its affiliates, and its employees will not be liable for any direct, indirect, incidental, special, or consequential damages arising out of your use of or inability to use the app.

4. Intellectual Property

All content, trademarks, service marks, trade names, logos, and intellectual property displayed on the app are the property of COGOLD Inc. or their respective owners. You are granted a limited, non-exclusive, non-transferable license to access and use the app for personal, non-commercial purposes. You may not copy, modify, distribute, sell, or lease any part of our services or included software.

5. Contact Information

If you have any questions about these Terms of Service, please contact us at: [email protected].